EVERY KOBO COUNTS
Make everyday payday with Mkobobank!
The digital bank of choice for salary earners. Mkobo.bank gives easy access to 50% of your already earned wages anytime before payday at ZERO interest!
CBN Licensed
NDIC Insured
Because You Earned ItGet Instant Access To Your Salary Whenever you need it!
No hidden fees. It’s our fairplay Promise!
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| Transfers to other Bank | Your First 3 Transfers of The Month On Us | Charge ₦10 - ₦50 Per Transfer |
| SMS Notifications | Free Instant Notification | Minimum of ₦4 Per SMS |
| Opening Balance | Free | ₦1,000 |
| Account Maintenance Charge | Free | Minimum of ₦100 |
| Bill Payment Charges | Free | 0.5 - 2% |
| Failed Transaction Reversal | Immediately | 2-7days (sometimes never) |
| Savings Interest Rate | Up to 15% Per Annum | 0.5% |
| Customer support | 24/7 Everyday of The Week | 8am - 4pm on Weekdays |
| Card Maintainance Fee | Free | Minimum of ₦1,000 |
| Earlypay (Earned Wage Access) | Yes | No |
| | |
| Transfer to Other Banks | Transfer to Other BanksYour First 3 Transfers of The Month On Us | Charge ₦10 - ₦50 Per Transfer |
| SMS Notifications | SMS NotificationsFree Instant Notifications | Minimum of ₦4 Per SMS |
| Interest on Deposits | Interest on DepositsFrom 8% - 15% Per Annum | 1.25% Per Annum |
| Cashback | Cashback2% Everytime You Pay Your Bills | ₦0 |
| Earlypay (Earned Wage Access) | Earlypay (Earned Wage Access)Yes | No |
Know Your WorthGain Total Control of Your Finances
SingleView gives you easy access to view all your third party bank account balances and transactions in one single app!
Savings on AutopilotAchieve your life goals faster with mkolo Savings
Saving is an exercise that should be rewarded. Get rewarded with high interest when you save with Mkolo. Tell us what you want to achieve or what your goals are, and we will fuel your achievement.
YOUR MONEY IS SAFE!Be Rest assured that your money is very secure.
Secured transactionDual factor authenticationConsistent auditData protectionCBN LicensedNDIC Insured
CBN LicensedNDIC InsuredAs Seen On
Join Mkobobank, The Fairplay Bank
Transparency
MKOBOBANK is registered in Nigeria as MKOBO Microfinance Bank (No. RC1234231), 3rd floor, 13 Hughes Avenue, Alagomeji, Yaba, Lagos. You will find the growing MKOBO team working at the same location. We are authorised and regulated by Central Bank of Nigeria (CBN) under registration number 51188.By using this website, you understand that the services and products offered on this website (“Services and Products”) are for information purposes only. No persons gaining access to this website in any jurisdictions may treat any materials or information provided on this website as constituting an invitation to them to subscribe for the services, nor should they in any event use such Services, unless in the relevant jurisdiction, the Services could lawfully be made to them. Accordingly, nothing contained in this website shall constitute an offer or solicitation by anyone in any jurisdiction in which such offer or solicitation is not lawful. It is the responsibility of any person to inform themselves and to observe all applicable laws and regulations of any relevant jurisdiction before they subscribe for the services. MKOBO shall have the final determination of eligibility to subscribe for any of the Services.The information contained in these pages is not intended to provide professional advice and should not be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice when necessary at all times in their respective jurisdiction.